How to borrow money.

1.) Save up the exact amount of money you plan to borrow.

2.) Now....don't borrow the money.

If you don't have the money now, what makes you think you'll have enough in the future to not only pay for then, but to pay for now? Or then?

You know what I mean.

It's illogical.

Buying a house. Or a car. That I understand.

Everything else?